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Cynthia is a Senior Manager within Risk Advisory. She has 20 years of experience in the insurance sector and over 13 years of Solvency II experience. She has deep expertise in group and branch-related regulatory issues, and is also a subject matter expert on Pillar 1 and Pillar 3. Cynthia joined Deloitte from the Bank of England where she led a team responsible for prudential policy for insurance groups and branches. Prior to that, she led the production and validation of the group standard formula solvency capital requirement at a general insurer. Cynthia also has significant experience providing risk and regulatory advice to clients in a previous consultancy role. Cynthia is a Fellow Chartered Accountant.